Chubb

Chubb

Paid

Premium auto insurance for high-net-worth individuals and luxury vehicles

๐ŸŽ๏ธSpecialty & Classic

About Chubb

Chubb is the world's largest publicly traded property and casualty insurer, catering to high-net-worth individuals with luxury vehicles. Chubb offers agreed value coverage, original manufacturer parts, and white-glove claims service that sets it apart from standard auto insurers for affluent drivers.

ยท
Updated April 2026

What's Great

  • โœ“Agreed value coverage pays the full agreed amount โ€” no depreciation disputes
  • โœ“Original manufacturer parts guaranteed for repairs
  • โœ“White-glove claims service with dedicated claims specialists
  • โœ“Coverage for collections, exotics, and high-value vehicles
  • โœ“Worldwide coverage for international driving and shipping

Watch Out For

  • !Premium pricing โ€” significantly more expensive than standard auto insurers
  • !Minimum asset or income thresholds may be required for eligibility
  • !Not cost-effective for standard vehicles or typical drivers
  • !Must work through independent agents โ€” no direct consumer channel

Common Use Cases

1

Luxury car owner wanting agreed value coverage for a $200K+ vehicle

2

Classic car collector insuring a garage of rare vehicles with specialty coverage

3

High-net-worth individual needing white-glove claims service and OEM parts guarantees

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Specialty & Classic

Coverage for classic cars, high-performance vehicles, and non-standard drivers.

Tags

auto insuranceluxuryhigh-net-worthagreed valuepremium

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