Liberty Mutual
PaidCustomizable auto insurance with new car replacement and better car replacement
🚗Full CoverageAbout Liberty Mutual
Liberty Mutual is a major auto insurer offering highly customizable policies with unique add-ons like new car replacement and better car replacement coverage. The company provides both agent-based and direct channels, allowing drivers to choose how they want to shop and manage their policies. Liberty Mutual is known for generous coverage options and a strong bundling program.
What's Great
- ✓New car replacement coverage pays for a brand-new vehicle if yours is totaled within a year
- ✓Better car replacement provides a model one year newer with fewer miles
- ✓Highly customizable policies with many optional coverage add-ons
- ✓Both agent-based and direct channels for shopping flexibility
- ✓Strong bundling discounts with home and renters insurance
Watch Out For
- !Base rates tend to be higher than average in many markets
- !Discount structure is less competitive than GEICO or Progressive
- !Online experience is less streamlined than digital-first insurers
- !Some unique coverages come at additional cost
Common Use Cases
New car buyer wanting replacement coverage that provides a brand-new vehicle if totaled
Driver seeking highly customizable auto policy with optional add-on coverages
Family looking to bundle auto and home insurance for maximum discount savings
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Full Coverage
Comprehensive and collision coverage bundled with liability for complete protection.
Tags
More Full Coverage Tools
See all →State Farm
The largest auto insurer in America with a massive local agent network
Allstate
Full-service insurer with strong agent support and unique accident forgiveness
USAA
Top-rated auto insurance exclusively for military members and their families
Nationwide
Trusted auto insurer with vanishing deductible and broad coverage options