Progressive
FeaturedPaidInnovative auto insurer known for comparison shopping and usage-based pricing
📱Usage-Based InsuranceAbout Progressive
Progressive is the third-largest auto insurer in the US and a pioneer in usage-based insurance through its Snapshot program. The company is famous for its Name Your Price tool and the ability to compare rates against competitors directly on its website. Progressive offers a full range of auto coverage and is particularly competitive for drivers with less-than-perfect records. The Snapshot telematics program tracks driving habits and can deliver significant savings for safe drivers, making Progressive a leader in personalized pricing.
What's Great
- ✓Snapshot telematics program can significantly reduce premiums for safe drivers
- ✓Name Your Price tool helps find coverage within your budget
- ✓Competitive rates for high-risk and young drivers
- ✓Transparent rate comparison against competitors on their website
- ✓Both agent and direct channels available for flexibility
Watch Out For
- !Snapshot program can increase rates if driving habits are poor
- !Customer satisfaction scores trail behind some competitors
- !Bundling discounts are less generous than State Farm or Allstate
- !Claims process can be slower for complex cases
Common Use Cases
Driver wanting to compare multiple insurer rates in one place
Safe driver looking to earn discounts through a telematics program
High-risk or young driver seeking competitive rates
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Usage-Based Insurance
Pay-per-mile or behavior-based policies that reward safe and low-mileage drivers.
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