Consolidated Credit
FreemiumNon-profit credit counseling and debt consolidation programs for over 30 years
🔗Debt ConsolidationAbout Consolidated Credit
Consolidated Credit is a non-profit credit counseling organization with over 30 years of experience helping Americans manage and eliminate credit card debt through structured debt management plans. The organization offers free educational resources, budgeting tools, and one-on-one counseling sessions.
What's Great
- ✓Over 30 years of experience as a non-profit credit counseling organization
- ✓Free budgeting tools and extensive financial education library
- ✓One-on-one counseling sessions with certified credit counselors
- ✓Debt management plans consolidate payments with lower interest rates
- ✓Bilingual services available in English and Spanish
Watch Out For
- !Debt management plan monthly fees apply though they are modest
- !Full debt repayment required — no reduction of principal balance
- !Limited to unsecured debts like credit cards and personal loans
- !Results take 3-5 years to achieve full debt payoff
Common Use Cases
Spanish-speaking consumer needing bilingual credit counseling
Individual wanting structured debt repayment with educational support
Consumer with credit card debt seeking non-profit guidance before considering settlement
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
Debt Consolidation
Combine multiple debts into a single loan with one monthly payment and lower interest.
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