Fabric

Fabric

Freemium

Financial planning for families with wills and life insurance

πŸ’»Digital Estate

About Fabric

Fabric (formerly Fabric by Gerber Life) offers free wills and affordable term life insurance designed for busy parents. The mobile-first platform lets parents create a will, set up guardianship, and get life insurance quotes in the same session. Fabric's integration of insurance and estate planning addresses the two most common financial planning gaps for young families.

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Updated April 2026

What's Great

  • βœ“Free wills and affordable term life insurance in one mobile experience
  • βœ“Mobile-first design β€” complete everything on your phone
  • βœ“Integrated approach covers two critical family financial planning needs
  • βœ“Backed by Gerber Life with established insurance backing

Watch Out For

  • !Estate planning features are basic β€” wills only, no trusts
  • !Life insurance component may feel like the primary sales pitch
  • !Limited customization for complex estate situations
  • !No attorney review or legal consultation available

Common Use Cases

1

New parent setting up both a will and life insurance from their phone

2

Budget-conscious family getting free estate documents alongside insurance quotes

3

Parent wanting to designate guardianship and get term life coverage quickly

Pricing Model

Freemium

Free plan available. Paid plans unlock advanced features and higher limits.

Category

Digital Estate

Manage digital assets, online accounts, and digital legacy planning.

Tags

family planningfree willlife insuranceguardianshipmobile-first

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