Ramp
FeaturedFreeThe corporate card that saves companies 5% on average with built-in controls
💳Corporate Cards & Spend ManagementAbout Ramp
Ramp combines corporate cards with expense management, bill pay, procurement, and accounting automation — all for free. Ramp makes money from interchange fees, passing the savings to customers. The platform automatically categorizes expenses, enforces spending policies in real-time, surfaces duplicate subscriptions, and provides budget tracking dashboards. Ramp claims customers save an average of 5% on total spending. The corporate card offers 1.5% cashback and virtual cards for one-time purchases.
What's Great
- ✓Completely free — no subscription fees at all
- ✓Real-time spend controls and policy enforcement on cards
- ✓Automated receipt matching and expense categorization
- ✓Identifies duplicate subscriptions and savings opportunities
- ✓1.5% cashback on all card purchases
Watch Out For
- !Requires good credit — not available to all companies
- !US-only (no international card support)
- !Feature depth still growing vs. established players like Concur
- !Limited support for very large enterprises (10,000+ employees)
Common Use Cases
Startup wanting free corporate cards with expense management
Finance team looking to reduce unnecessary spending
Company wanting to replace Concur with a modern, free alternative
Pricing Model
Free
100% free to use — no credit card required.
Category
Corporate Cards & Spend Management
Smart corporate card programs with built-in controls, limits, and automatic reconciliation.
Tags
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