About Mercury
Mercury is the fintech bank beloved by startups, offering FDIC-insured business checking and savings accounts with no monthly fees, no minimum balance, and no surprise charges. Mercury's dashboard provides a clean financial overview and integrates with Stripe, Shopify, QuickBooks, and Xero. Its API lets engineering teams build custom finance workflows. Mercury Treasury allows idle cash to earn yield, and the recently launched Mercury Personal provides a banking option for founders alongside their business accounts. Used by over 100,000 startups and online businesses.
What's Great
- ✓No monthly fees, no minimum balance, no transaction fees
- ✓FDIC insured up to $5M through partner banks
- ✓Excellent API for custom finance automation
- ✓Mercury Treasury earns yield on idle cash
- ✓Loved by startup accelerators and VCs
Watch Out For
- !Not a traditional bank — no physical branches
- !Cash deposits not supported
- !International wire fees apply
Common Use Cases
Open a business bank account in 10 minutes with no minimum deposit
Move idle cash to Mercury Treasury to earn yield automatically
Connect your bank directly to QuickBooks for automatic transaction sync
Pricing Model
Free
100% free to use — no credit card required.
Category
Business Banking
Modern business bank accounts built for startups and SMBs.
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