About Chubb
Chubb specializes in home insurance for high-net-worth individuals, offering guaranteed replacement cost, cash settlement options, and coverage limits that far exceed standard policies. Chubb's white-glove claims service includes access to master craftsmen and premium repair vendors for luxury homes.
What's Great
- ✓Guaranteed replacement cost coverage with no cap on rebuilding expenses
- ✓White-glove claims service with access to master craftsmen and premium vendors
- ✓Cash settlement option lets you choose your own contractors
- ✓Coverage limits far exceed standard policies for high-value possessions
Watch Out For
- !Premium pricing designed for high-net-worth clients — not budget-friendly
- !Minimum home value requirements exclude average-priced homes
- !Not widely available through standard insurance comparison sites
Common Use Cases
Owner of a luxury home needing guaranteed replacement cost without caps
High-net-worth individual with valuable art, jewelry, and collections to insure
Homeowner wanting premium claims service with top-tier repair professionals
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Standard Homeowners
Comprehensive policies covering your home structure, personal property, and liability.
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