Nationwide

Nationwide

Paid

Trusted home insurer with brand new belongings coverage and strong bundling

๐Ÿ Standard Homeowners

About Nationwide

Nationwide provides comprehensive home insurance with its standout Brand New Belongings coverage that replaces damaged items with new ones rather than depreciated value. The company offers strong multi-policy bundling discounts and serves customers through both independent agents and direct channels.

ยท
Updated April 2026

What's Great

  • โœ“Brand New Belongings coverage replaces items at full new-item cost
  • โœ“Strong multi-policy bundling discounts across home, auto, and life
  • โœ“Available through both independent agents and direct channels
  • โœ“Solid financial strength ratings from major rating agencies

Watch Out For

  • !Not available in every state for homeowners insurance
  • !Online tools and digital experience trail insurtech competitors
  • !Premium pricing can be above average in some markets

Common Use Cases

1

Homeowner wanting full replacement cost coverage without depreciation deductions

2

Customer bundling home, auto, and life insurance for maximum savings

3

Homeowner preferring to work with a local independent agent

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Standard Homeowners

Comprehensive policies covering your home structure, personal property, and liability.

Tags

home insurancereplacement costbundlingindependent agentsBrand New Belongings

More Standard Homeowners Tools

See all โ†’