Fidelity Go
FeaturedFreemiumSimple robo-advisor with no fees on balances under $25,000
📈General InvestingAbout Fidelity Go
Fidelity Go offers a straightforward robo-advisory experience with no advisory fee on accounts under $25,000, making it one of the most accessible options for beginning investors. Above $25,000, the fee is a competitive 0.35% annually which includes access to one-on-one coaching sessions with Fidelity advisors. The platform invests in Fidelity Flex mutual funds with zero expense ratios, creating a potentially zero-cost investing experience for smaller accounts. Fidelity Go integrates seamlessly with other Fidelity accounts and the broader Fidelity ecosystem.
What's Great
- ✓No advisory fee on accounts under $25,000
- ✓Zero expense ratio Fidelity Flex funds for truly free investing at small balances
- ✓No account minimum to get started investing
- ✓Access to one-on-one coaching included at 0.35% fee tier
- ✓Seamless integration with existing Fidelity accounts and services
Watch Out For
- !Advisory fee of 0.35% above $25K is higher than Wealthfront or Vanguard
- !Limited to Fidelity Flex mutual funds only, no ETF options
- !No tax-loss harvesting feature available
- !Fewer customization options than some competitors
Common Use Cases
Beginning investor with a small balance wanting a free robo-advisor
Fidelity customer wanting simple automated investing alongside existing accounts
Young professional starting to invest with no minimum balance requirement
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
General Investing
Automated portfolio management for building long-term wealth with diversified ETF portfolios.
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