Applied Underwriters

Applied Underwriters

Paid

Innovative EquityComp program for workers comp with profit-sharing potential

๐ŸชSmall Business

About Applied Underwriters

Applied Underwriters, a Berkshire Hathaway company, offers the unique EquityComp workers compensation program that allows employers to share in underwriting profits if claims are low. This performance-based approach aligns insurer and employer incentives and can significantly reduce net workers comp costs for safety-conscious businesses.

ยท
Updated April 2026

What's Great

  • โœ“Unique EquityComp program lets employers share in underwriting profits from low claims
  • โœ“Performance-based model aligns insurer and employer incentives for safety
  • โœ“Backed by Berkshire Hathaway for exceptional financial stability
  • โœ“Can significantly reduce net workers comp costs for safety-conscious businesses

Watch Out For

  • !EquityComp program complexity requires careful evaluation before committing
  • !Profit-sharing benefits only materialize if claims remain low
  • !Not suitable for businesses with inconsistent or unpredictable claims history

Common Use Cases

1

Safety-conscious employer wanting to share in underwriting profits when claims are low

2

Business with a strong safety record looking for a performance-based premium structure

3

Company wanting financial incentives aligned with maintaining a safe workplace

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Small Business

Affordable workers comp coverage tailored for small businesses with few employees.

Tags

workers compEquityCompprofit-sharingBerkshire Hathawayperformance-based

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