Divvy
FreemiumFree expense management and virtual cards now part of BILL
💳Accounts Payable & ReceivableAbout Divvy
Divvy (now part of BILL) provides free expense management software with corporate cards, budgeting, and real-time reporting. Managers set budget controls, employees spend within limits, and transactions auto-categorize. Virtual cards can be created instantly for one-time purchases or specific vendors. The platform integrates with QuickBooks, NetSuite, and Sage.
What's Great
- ✓Completely free expense management software — no subscription fees
- ✓Instant virtual cards with customizable spending limits per employee
- ✓Real-time budget tracking eliminates end-of-month expense report surprises
- ✓Integrates with QuickBooks, NetSuite, and Sage for automatic GL coding
- ✓Manager controls prevent overspending before it happens
Watch Out For
- !Credit limits depend on business cash balance and creditworthiness
- !Now part of BILL — product direction may shift over time
- !Less feature-rich bill pay compared to standalone BILL product
- !Cash-back rewards are modest compared to premium corporate cards
Common Use Cases
Office manager issuing virtual cards with $500 limits to department heads
CFO eliminating paper expense reports with real-time receipt capture
Company setting per-category budgets that lock spending when limits are reached
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
Accounts Payable & Receivable
Automate bill pay, vendor management, and collections workflows.
Tags
More Accounts Payable & Receivable Tools
See all →BILL
Automate accounts payable and receivable to save your finance team hours
Tipalti
End-to-end payables automation for high-growth and global businesses
Ramp
Corporate cards and spend management that save companies 5% on average
Brex
Financial stack for growing companies — cards, banking, and spend management