Bluevine
FeaturedPaidFast online business loans and lines of credit for small businesses
🔄Lines of CreditAbout Bluevine
Bluevine is a leading fintech lender offering term loans and revolving lines of credit up to $250,000 for small businesses. With an entirely online application process, decisions in as little as 5 minutes, and funding as fast as 24 hours, Bluevine is built for business owners who need capital quickly. Bluevine evaluates creditworthiness using real-time business data including revenue, bank statements, and business performance — not just credit scores — making it accessible to a wider range of businesses than traditional banks.
What's Great
- ✓Fast online application with decisions in as few as 5 minutes
- ✓Lines of credit up to $250,000 with competitive draw rates
- ✓No prepayment penalties on most products
- ✓Flexible repayment schedules aligned with business cash flow
- ✓Also offers business checking with high-yield interest
Watch Out For
- !Not available in all states — check eligibility before applying
- !Requires at least 24 months in business and $40,000/month in revenue
- !Short repayment terms compared to SBA or bank loans
- !Factor rates can be higher than traditional bank financing
Common Use Cases
Retail business owner needing a revolving credit line for inventory purchases
Service business bridging cash flow gaps between client payments
Established small business needing fast access to working capital
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Lines of Credit
Flexible revolving credit that lets businesses draw funds as needed and repay on their own schedule.
Tags
More Lines of Credit Tools
See all →Kabbage (American Express Business Blueprint)
American Express-backed small business lines of credit with instant decisions
Fundbox
AI-powered business line of credit with instant approval decisions
Headway Capital
Flexible business lines of credit for growing small businesses