Lines of Credit
Flexible revolving credit that lets businesses draw funds as needed and repay on their own schedule.
Business lines of credit provide revolving access to capital that you can draw from and repay as needed, only paying interest on the amount you actually use. They are the best financing option for managing cash flow gaps, covering seasonal fluctuations, or having emergency funds available without committing to a fixed loan. Compare draw fees, maintenance fees, and whether the credit line requires annual renewal, and understand the difference between secured and unsecured lines, as secured options offer higher limits and lower rates.
Bluevine
Fast online business loans and lines of credit for small businesses
Kabbage (American Express Business Blueprint)
American Express-backed small business lines of credit with instant decisions
Fundbox
AI-powered business line of credit with instant approval decisions
Headway Capital
Flexible business lines of credit for growing small businesses