American Express Gold Card

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Premium dining and grocery rewards card with valuable statement credits

About American Express Gold Card

The American Express Gold Card is the top choice for foodies and grocery shoppers, earning 4x Membership Rewards points at restaurants worldwide and at US supermarkets (up to $25,000 per year). The card comes with up to $120 in Uber Cash credits and up to $120 in dining credits annually at select restaurants, effectively reducing the $250 annual fee to just $10 net. Membership Rewards points transfer to a wide array of airline and hotel partners, making this card an excellent complement to any travel rewards strategy.

What's Great

✓4x points at restaurants worldwide — one of the highest dining earn rates
✓4x points at US supermarkets up to $25,000 per year in purchases
✓Up to $240 in annual credits (Uber Cash and dining) offset the fee
✓Extensive Membership Rewards transfer partner network
✓No foreign transaction fees for international travel

Watch Out For

!$250 annual fee requires using credits to get full value
!Supermarket 4x bonus caps at $25,000/year then drops to 1x
!Amex acceptance is slightly lower than Visa or Mastercard internationally
!No travel-specific perks like lounge access or trip delay insurance

Common Use Cases

Food lover who spends heavily at restaurants and grocery stores

Points collector wanting to maximize Membership Rewards earning

Cardholder who uses Uber regularly and can capitalize on monthly credits

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

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