Chase Sapphire Preferred
FeaturedPaidThe gold standard travel rewards card with flexible point redemptions
✈️Travel Rewards CardsAbout Chase Sapphire Preferred
The Chase Sapphire Preferred is widely considered the best all-around travel rewards credit card for its combination of a generous sign-up bonus, flexible Ultimate Rewards points, and a reasonable annual fee. Points transfer 1:1 to 14 airline and hotel loyalty programs, or can be redeemed for 25% more value when booked through Chase Travel. The card earns 5x on travel through Chase, 3x on dining and streaming, 2x on other travel, and 1x on everything else. With a $95 annual fee, it delivers premium travel rewards without the premium price tag.
What's Great
- ✓Excellent sign-up bonus worth $750+ in travel through Chase
- ✓1:1 point transfers to 14 airline and hotel loyalty programs
- ✓25% bonus value when redeeming points through Chase Travel portal
- ✓Primary car rental insurance saves money on rental car coverage
- ✓Reasonable $95 annual fee for the rewards delivered
Watch Out For
- !3% foreign transaction fee is absent but annual fee still applies abroad
- !No airport lounge access included unlike premium tier cards
- !5x earning rate limited to travel booked through Chase portal only
- !Lower earning rates than category-specific cards in some spending areas
Common Use Cases
Frequent traveler wanting flexible points with multiple transfer partners
Dining enthusiast who eats out regularly and wants 3x earning
Travel hacker seeking a strong entry point into the Chase ecosystem
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Travel Rewards Cards
Earn points or miles redeemable for flights, hotels, and travel experiences.
Tags
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