Debt Settlement
Negotiate with creditors to settle debts for less than the full amount owed.
Debt settlement companies negotiate with your creditors to accept a lump sum payment that is less than the full balance owed, typically reducing total debt by 30-50%. They are best for consumers with $10,000 or more in unsecured debt who cannot keep up with minimum payments and want to avoid bankruptcy. Confirm the company uses performance-based fees and understand that settlement will negatively impact your credit score during the program.
National Debt Relief
America's largest debt settlement company with over $1 billion in enrolled debt
Freedom Debt Relief
Pioneer in debt settlement with over $15 billion in debt resolved since 2002
Accredited Debt Relief
Top-rated debt settlement service with personalized programs and fast results
Pacific Debt Relief
Highly rated debt settlement company with transparent fees and strong client advocacy
New Era Debt Solutions
Boutique debt settlement firm with 20+ years of experience and personalized service
CuraDebt
Debt settlement and tax debt relief specialists with a comprehensive approach
DebtBlue
Newer debt settlement company with competitive fees and strong client ratings
Americor
Tech-forward debt relief company with proprietary app and fast settlement timelines
Century Support Services
Debt settlement specialist with high settlement success rates and competitive fees
TurboDebt
Fast-growing debt relief marketplace connecting consumers with the best settlement programs