Blue Cross Blue Shield

Blue Cross Blue Shield

Paid

Federation of 34 independent insurers with the largest combined provider network

๐ŸขEmployer Health Plans

About Blue Cross Blue Shield

Blue Cross Blue Shield is a federation of 34 separate health insurance companies operating across all 50 states. Together, BCBS companies cover more than 115 million members and offer the largest combined provider network in the country, making it possible to find in-network care virtually anywhere in the United States.

ยท
Updated April 2026

What's Great

  • โœ“Largest combined provider network in the US covering virtually every area
  • โœ“Trusted brand recognized by doctors and hospitals nationwide
  • โœ“Available in all 50 states through independent regional affiliates
  • โœ“Wide range of plan types from HMO to PPO to high-deductible options

Watch Out For

  • !Each affiliate operates independently so quality and pricing vary by state
  • !Can be confusing to navigate which BCBS company serves your area
  • !Premium pricing tends toward the higher end in many markets

Common Use Cases

1

Employee relocating frequently who needs a nationally recognized network

2

Family wanting maximum provider choice with in-network access anywhere

3

Employer seeking a nationally trusted brand for group health insurance

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Employer Health Plans

Group health insurance provided through workplace benefit programs.

Tags

health insurancelargest networkfederationnationwideemployer plans

More Employer Health Plans Tools

See all โ†’