Employer Health Plans
Group health insurance provided through workplace benefit programs.
Employer health plans are group insurance policies where your company pays a portion of the premium, typically making them the most affordable coverage option. They are best for W-2 employees and their dependents who want comprehensive coverage at subsidized rates. Review the provider network carefully, compare plan options during open enrollment, and consider HSA-eligible high-deductible plans if you are generally healthy.
UnitedHealthcare
The largest health insurer in the US serving employer and individual markets
Anthem Blue Cross Blue Shield
Major Blue Cross Blue Shield affiliate serving 14 states with comprehensive plans
Aetna
Major health insurer now part of CVS Health offering integrated care
Cigna
Global health insurer with strong employer plans and behavioral health coverage
Kaiser Permanente
Integrated health system combining insurance with hospitals and doctors
Blue Cross Blue Shield
Federation of 34 independent insurers with the largest combined provider network