About Bestow
Bestow provides term life insurance with a completely digital application that requires no medical exam, phone calls, or paperwork. The company uses data-driven underwriting to provide instant decisions for coverage up to $1.5 million with term lengths of 10, 15, 20, 25, or 30 years. Bestow policies are issued by North American Company for Life and Health Insurance, a highly rated carrier. The application process takes about five minutes, making Bestow one of the fastest ways to secure life insurance coverage.
What's Great
- ✓Five-minute application with instant decisions and no medical exam
- ✓Multiple term length options from 10 to 30 years
- ✓Competitive rates for healthy applicants across age ranges
- ✓Policies issued by North American Company with strong financial ratings
- ✓Completely digital process with no phone calls required
Watch Out For
- !Maximum coverage of $1.5 million may be insufficient for high earners
- !No permanent life insurance options available
- !Limited riders and add-on options compared to traditional carriers
- !Not all applicants will qualify for instant approval
Common Use Cases
Busy professional wanting life insurance without scheduling a medical exam
Couple securing coverage quickly before a mortgage closing
Individual seeking straightforward term coverage without complex options
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Term Life Insurance
Affordable coverage for a set period, ideal for protecting your family during working years.
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