Haven Life
FeaturedPaidSimple, affordable term life insurance backed by MassMutual
⏱️Term Life InsuranceAbout Haven Life
Haven Life offers a streamlined online application for term life insurance, backed by the financial strength of MassMutual. Most applicants under 60 can get coverage up to $3 million without a medical exam, receiving a decision in minutes through Haven Life's proprietary underwriting algorithm. Policies come with Haven Life Plus, a free rider that includes a fitness benefit, an estate planning tool, and a will creation service. Haven Life is one of the best options for healthy individuals seeking affordable term coverage with a fast, fully digital experience.
What's Great
- ✓Fully online application with decisions in minutes for many applicants
- ✓Backed by MassMutual, a highly rated and financially strong insurer
- ✓No medical exam required for many eligible applicants
- ✓Free Haven Life Plus rider includes estate planning and fitness tools
- ✓Competitive term life rates especially for healthy applicants
Watch Out For
- !Only offers term life insurance, no permanent or whole life options
- !Coverage maxes out at $3 million which may not suit high earners
- !Applicants over 60 or with health issues may still need a medical exam
- !Limited policy customization compared to traditional carriers
Common Use Cases
Young professional wanting quick, affordable term life coverage online
New parent seeking financial protection during child-raising years
Healthy individual looking to skip the medical exam and get instant coverage
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Term Life Insurance
Affordable coverage for a set period, ideal for protecting your family during working years.
Tags
More Term Life Insurance Tools
See all →Bestow
No-exam term life insurance with instant online approval
Ladder
Flexible term life insurance that lets you adjust coverage as your needs change
Ethos
Life insurance for everyone with simplified underwriting and no medical exams
Policygenius
Independent life insurance marketplace that compares quotes from top carriers