About Ascent
Ascent is one of the few private student loan lenders that offers a non-co-signed loan option for juniors and seniors with strong academic performance, even without established credit. The company also provides co-signed loans and offers competitive rates for students at degree-granting institutions.
What's Great
- ✓Non-co-signed loan option available for juniors and seniors with strong academics
- ✓One of the few lenders offering loans based on academic performance rather than credit alone
- ✓Competitive rates for co-signed loans with creditworthy co-signers
- ✓1% cash back graduation reward for on-time payments
Watch Out For
- !Non-co-signed option is only available to upperclassmen at qualifying schools
- !Interest rates on non-co-signed loans tend to be higher
- !Private loans lack federal income-driven repayment and forgiveness options
Common Use Cases
Independent student without a co-signer who has strong grades and is close to graduation
Upperclassman at an eligible school who cannot find a co-signer for a traditional private loan
Student wanting a lender that rewards academic performance with loan access
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Private Student Loans
Loans from banks and lenders to supplement federal aid for education costs.
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