Citizens Bank
PaidMulti-year approval student loans with loyalty rate discounts
🏦Private Student LoansAbout Citizens Bank
Citizens Bank offers both private student loans and refinancing with multi-year approval for up to 10 years of schooling. Existing Citizens Bank customers receive a loyalty rate discount, and the bank offers competitive rates for undergraduate, graduate, and professional degree students.
What's Great
- ✓Multi-year approval covers up to 10 years of schooling without reapplying
- ✓Loyalty rate discount for existing Citizens Bank customers
- ✓Both private student loans and refinancing available from one lender
- ✓Competitive rates for borrowers with strong credit profiles
Watch Out For
- !Best rates require an existing banking relationship with Citizens Bank
- !Co-signer may be required for students without established credit
- !Private loans do not include federal borrower protections
Common Use Cases
Current Citizens Bank customer wanting a loyalty discount on student loans
Student in a long degree program who wants multi-year approval convenience
Borrower looking to consolidate student loans and banking with one institution
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Private Student Loans
Loans from banks and lenders to supplement federal aid for education costs.
Tags
More Private Student Loans Tools
See all →Sallie Mae
Largest private student loan lender with flexible repayment options
College Ave
Student-focused private loans with customizable repayment terms
Discover Student Loans
Private student loans with cash rewards for good grades
Ascent
Private student loans with options for students without co-signers