SBA Loans
Government-backed Small Business Administration loans offering low rates and long repayment terms.
SBA loans are partially guaranteed by the federal government, allowing lenders to offer lower interest rates and longer repayment terms than conventional business loans, with the SBA 7(a) program being the most versatile option. They are best for established businesses with strong credit that can wait four to twelve weeks for funding in exchange for the most favorable terms available. Be prepared with thorough documentation including tax returns, financial statements, and a business plan, as the application process is significantly more involved than online lending alternatives.
Lendio
Business loan marketplace connecting borrowers with 75+ lenders in minutes
SmartBiz Loans
Streamlined SBA 7(a) loans with a simplified online application
SBA.gov
Official U.S. Small Business Administration loan programs and resources
Biz2Credit
Online marketplace connecting businesses with a large network of lenders