American Express Blue Business Plus

American Express Blue Business Plus

Free

No-fee business card earning 2x Membership Rewards on everything

๐Ÿ’ผBusiness Credit Cards

About American Express Blue Business Plus

The Amex Blue Business Plus earns 2x Membership Rewards points on the first $50,000 in purchases per year and 1x after that, with no annual fee. It is one of the best no-fee business cards available and a valuable complement to premium Amex cards for maximizing Membership Rewards earning.

ยท
Updated April 2026

What's Great

  • โœ“2x Membership Rewards on first $50,000 in purchases per year โ€” no categories
  • โœ“No annual fee for a card earning transferable points
  • โœ“Pairs perfectly with premium Amex cards to maximize Membership Rewards
  • โœ“Expanded buying power allows spending above your credit limit when needed

Watch Out For

  • !2x earning rate caps at $50,000 per year, then drops to 1x
  • !No sign-up bonus for new cardholders
  • !Requires a business or sole proprietorship to apply
  • !No purchase protections or extended warranty benefits

Common Use Cases

1

Business owner wanting no-fee earning of transferable Membership Rewards

2

Amex cardholder using this as an everyday 2x companion to a premium card

3

Freelancer earning points on all business expenses under $50,000 per year

Pricing Model

Free

100% free to use โ€” no credit card required.

Category

Business Credit Cards

Cards designed for business expenses with rewards and management tools.

Tags

credit cardbusinessAmexMembership Rewardsno annual fee

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