Chase Ink Business Preferred

Chase Ink Business Preferred

Paid

Best business credit card with 3x points on common business spending

๐Ÿ’ผBusiness Credit Cards

About Chase Ink Business Preferred

The Chase Ink Business Preferred earns 3x Ultimate Rewards points on the first $150,000 in combined purchases per year in travel, shipping, internet, cable, phone services, and advertising. Points transfer 1:1 to Chase travel partners, making this card a powerhouse for small business owners in the Chase ecosystem.

ยท
Updated April 2026

What's Great

  • โœ“3x points on travel, shipping, internet, cable, phone, and advertising
  • โœ“1:1 point transfers to Chase airline and hotel partners
  • โœ“Large sign-up bonus โ€” one of the best among business cards
  • โœ“$150,000 annual spending cap on 3x categories is generous
  • โœ“Cell phone protection when you pay your monthly bill with the card

Watch Out For

  • !$95 annual fee adds up if you do not maximize bonus categories
  • !Only 1x on non-bonus spending โ€” pair with Freedom Unlimited for better coverage
  • !Requires a business or sole proprietorship to apply
  • !No 0% intro APR period available

Common Use Cases

1

Small business owner spending heavily on advertising, shipping, and telecom

2

Entrepreneur wanting to earn transferable travel points on business expenses

3

Business owner building a Chase trifecta with Freedom and Sapphire cards

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Business Credit Cards

Cards designed for business expenses with rewards and management tools.

Tags

credit cardbusinessChaseUltimate Rewards3x points

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