Brex Card
FreemiumCorporate card for startups with no personal guarantee and built-in spend management
💼Business Credit CardsAbout Brex Card
Brex is a corporate card platform designed for startups and growing companies that requires no personal guarantee and no credit check. The card offers rewards tailored to startup spending categories like rideshare, travel, restaurants, and software, along with integrated expense management and accounting integrations.
What's Great
- ✓No personal guarantee required — does not affect founders' personal credit
- ✓Built-in expense management with receipt matching and policy controls
- ✓Rewards tailored to startup spending: rideshare, SaaS, travel, restaurants
- ✓Integrates with QuickBooks, Xero, NetSuite, and other accounting tools
- ✓Higher credit limits based on company cash balance, not personal credit
Watch Out For
- !Requires a business bank account and minimum cash balance for approval
- !Now charges fees for some features that were previously free
- !Primarily designed for venture-backed startups — less suited for sole proprietors
- !Rewards rates have decreased since the platform shifted to paid tiers
Common Use Cases
Venture-backed startup needing corporate cards without personal guarantees
Growing company wanting integrated expense management with their credit card
Finance team consolidating employee spending with policy controls and auto-categorization
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
Business Credit Cards
Cards designed for business expenses with rewards and management tools.
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